Reforming motor insurance - premiums and payments

Yesterday the government announced reforms that will see car insurance premiums slashed for motorists -  putting an end to abuse of the system and seeing savings put back in to the pockets of drivers.

  • A reported increase in exaggerated and often disproportionate claims of injury from whiplash appears to be the cause of a substantial rise in the number and cost of  road traffic accident claims, driving up the costs of premiums for ordinary motorists.
     
  • Those who have genuinely suffered whiplash injuries should be compensated but we need to ensure that the system is not abused. Hence the government has announced reforms, including a ban on settling whiplash cases without medical evidence, as well as introducing a new online portal for road traffic claims under £5,000 – simplifying the process and cutting motorists’ insurance by around £35 a year.  

  • By putting an end to abuse of the system from individuals looking for an easy payday, we are seeing savings put back into the pockets of the country’s drivers.  

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